Retirement Is Like Being a Kid Again
But This Time, With Freedom, Money and Greater Purpose
Our hands-on approach enables our clients to enjoy their lives more, both while they’re still working and afterwards. We strongly believe people deserve to experience true presence and childlike joy again, with peace of mind to focus on your passions. So whether you want to spend your time out on the golf course, traveling to new spots and old favorites, enjoying your grandkids, or hiking through national parks, the first step is securing your financial future. That’s where we come in.
We Develop & Manage a Custom Financial Strategy
to Support You Throughout Your Life
Through our process, we create, implement and monitor your wealth plan which will address the following areas:
Financial Planning
A financial plan is a comprehensive statement of your long-term objectives for security and well-being. Simply put, it’s a path that takes you from where you are to where you truly want to be, and it incorporates all elements of your financial life. We work with you to develop your plan through our financial planning process and will regularly review and update it.
Retirement Planning
Before developing our recommendations, we always take the time to understand what a happy retirement looks like to you as well as where you stand currently with your finances. We follow a step-by-step process to gather your documents, present a plan to help achieve your goals, implement your plan, and monitor your progress. Our overall objective is to put the right solutions into place so you can enjoy your time with the knowledge that your finances are fully cared for.
Investment Management
Davinci Capital Partners follows a principle-driven investment approach to create your investment plan in addition to incorporating the following four considerations:
Determine your investment profile.
This can be done by considering your risk appetite. There are mainly four types of investment profiles: conservative (low risk tolerance), balanced (average risk tolerance), growth (high risk tolerance), and high growth or aggressive (very high risk tolerance).
Establish your short-, medium- and long-term goals.
By helping you set out clear and measurable goals and objectives, we can match the most suitable mixture of investments to each specific goal in the most efficient way.
Ascertain tax implications.
While creating an investment plan, it is important to consider the tax implications related to it. We pay special attention to the amount of income an investment provides and the burden of income tax on that income in order to both maximize and protect your wealth.
Maintain purchasing power.
In order to maintain the stability of purchasing power given inflation, we focus on the possibilities of gains and losses. We carefully consider your funds with the aim of optimizing your gains.
We review your investment plan regularly. This helps in fine-tuning a portfolio to suit your current financial situation and any changes in risk preference.
Interested in Investing with Da Vinci?
Tax Planning
A key component of financial planning is gaining tax efficiency. DaVinci Capital Partners works with you and your tax preparer so you retain as much of your earned income as possible. We utilize 5 tax planning concepts to help you shrink your tax bill:
Tax planning starts with understanding your tax bracket.
By understanding where you are today in the context of the United States’ progressive tax system, we help you plan proactively for your tomorrow.
Understanding the difference between, and making use of, tax deductions and credits.
Deductions and credits all have their own rules about who’s allowed to take them. We will work with you and your tax preparer to make sure you utilize the most appropriate ones to take advantage of every possible deduction.
Incorporating tax strategies to shelter income or cut your tax bill.
Davinci Capital utilizes other solutions to minimize your bill, such as the following: modifying your W-4, using HSA’s and FSA’s to shelter medical costs, funding 529 plans for college funding, and taking advantage of IRA and Roth IRA’s.
Knowing what tax records to keep.
Keeping tax returns and the documents you used to complete them is critical if you’re ever audited. Typically, the IRS has three years to decide whether to audit your return, so keep your records for at least that long. You also should hang onto tax records for three years if you file a claim for a credit or refund after you filed your original return.
Interested in Working with Da Vinci?
Pursue Your Passions
With Us As Your Financial Partner
Whether you still have some time until you retire or you’re already enjoying it, our goal is to help you prepare for financial health that lasts. Our focus is on conserving the wealth you’ve built by creating and maintaining the proper strategies that protect what you’ve accumulated. As a whole, our clients look to us to oversee their finances—protecting them from outliving their money and helping them have a clear plan as they move forward.
Will You Have Enough for Retirement?
Let us help you get prepared with a financial plan. If you have saved at least $500,000 and have been looking for a financial professional who has your best interest in mind, contact us today.